Types of Paranormal Phenomena

Despite the lack of scientific evidence that proves the existence of paranormal phenomena beyond a shadow of a doubt, more than half of all Americans believe in the existence of spirits or paranormal activity. For many people, it's important to consider the possibility of life after death and to remain open to alternate realities. As the past has shown us, just because we can't explain it, doesn't necessarily mean it doesn't exist.
Demonic possession is one type of paranormal phenomena that has been investigated over the years. Cuneiform writings were found on ancient Sumerian tablets, praying for safety from demons. The Bible talks about "demon-possessed" people in the gospels of Luke, John, Matthew, Mark and in the Acts of the Apostles. The Catholic Church believes that individuals can become possessed in order to be tested; often following occult practices, mortal sin, loss of faith or psychological trauma. Possession is also recognized in the medical community, especially in cases of dissociative personality disorder, where a third of the afflicted refer to themselves as demons and paranormal beings.
Paranormal happenings also include a haunting, which is a recurring activity in a set location. There is the "intelligent haunting," where thinking spirits interact and communicate with living humans. There is the "residual haunting," which seem more like a movie or recording comprised of residual energy, where there is no conscious interaction but the spirits remain. Then there is the "inhuman haunting," which is one of the most terrifying encounters because they're typically attributed to demons, the paranormal and poltergeists.
Extrasensory perception is another broad category of paranormal phenomena; this one dealing with psychic abilities, rather than otherworldly paranormal supernatural spirits. Clairvoyants can gain knowledge about people, places and events they have not previously read or heard about. An offshoot of clairvoyance includes precognition, where psychics may receive detailed information about the future.
Telepathy involves the transfer of information between people, using their minds only. Telekinesis is the ability to move objects solely through the power of the mind and a "medium" has the ability to communicate with departed spirits. Astral projection is another term for out-of-body travel, where the soul leaves the body and returns at will, without causing death.
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iPad- cool but not perfect

The iPad is best as an entertainment and communication device. It lets you do some work but it does not replace your laptop or desktop computer as it has its drawbacks.
No set up is needed. Powered by Apple's mobile operating system, it is an instant-on device. One has to just hold it and use it to appreciate how its 9.7 inch screen makes it great for reading, watching videos, Web browsing, playing games and other activities. It also comes with a built-in iPod. Its large capacitive touchscreen is very responsive. The accelerometer is highly sensitive, with the screen rotating from portraits to landscape easily. Sitting on a sofa to share photos and videos with family and friends is easy because of IPS ( in-plane switching ) technology, which provides widescreen viewing. Lately, I have used it to do some work. I have left my Moleskine notebook behind and switched to writing my daily to-do lists with the Note app, which comes with every iPad.. I even got some work done on it using the word processor app called Pages. It is part of a US$30 suite which also includes Numbers and Keynote, a spreadsheet and a presentation app respectively. Each can be brought separately for US$9.99. Pages documents are easily exported to my office computer as a Microsoft Word or PDF file. Mail is easy to set up. I have my office and personal email accounts set up and it is easy to toggle from one to the other to read new messages. While Apple's iTunes online store and iBookstore are not available locally, there are many magazine and newspaper apps. Among them are Vanity Fair, Epicurious, The Economist, National Geographic, The New York Times, USA Today and Financial Times. Many can be viewed for free, while others can be bought using a local credit card.
The battery life is impressive. Last weekend. I had the iPad running for about 11 hours, one hour more than Apple's claim of 10 hours. At 680g, it feels light in my briefcase. However, holding it in one hand with a mug of coffee in the other, like what you would do while reading a book, will not do. It feels heavy after about 15 minutes. Better to prop it up or buy a case which can fold back to form a stand.


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Best Directional Courses For A Boat Licence

With correct guidance and good teacher to watch out one's back what not is possible? As for a decent marine career it is important to be aware of the boat license course and how to get a boat license. For those who are interested in such work and kind of jobs it is important to know the ins and outs in order to make a good career out of it. People who love to spend time on the water and be a part of different vessels on high seas, this chance should not be missed. For this purpose, the boat license course is the best way to get signed up for such an exciting course along which provides details of a general purpose course working about a water vessel. People who specially enjoy the simple pleasure of the nature's one of the most important element, which is water can easily be done. Either that or with a dream of skippering through a boat on the beautiful harbor, it can be easily done by signing up for the boat license. With the experts to guide through the boat license course and enjoy flexible hours as a water boat rider with a job designed to fit ones lifestyle.
The boat license can be gained by undergoing an easy training, but before that one has to get enrolled to avail such services. And in order to enroll in such courses specialists such as likes of Maritime Training School are suitable ones to opt for. The boat licencecourses are appropriate ones for those recreational boat owners who are interested in such activities and for those people who seek employment on such vessels. Also after one has got the boat licence and successfully completed the boat licence course one can work as a part of a crew member of a boat. This can even help in perking up ones skills and gather necessary skills to manage a private vessel. Best in teaching courses for a good marine training the enrolment procedures as well as the easy payment methods is an important part.
Apart from the boat licence courseothergeneral information that the student is provided is about the first aid certificates and the course which can be attained. The comprehensive refunds and cancellation procedure regarding the maritime training course as well as the disclaimer and are last but not the least handing out the certificates or statement of attainment.


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Arth Business Research - Academic Help

Get detail solution to the questions listed at Arth Business Research. Ask the experts online to find solution or get help with your practice questions or study questions.Visit:
Best Mix of Capital Case
ACME Corp is a publicly traded firm listed on the NASDAQ.  Its current common stock price is 10 dollars per share.  This year the company currently has 75 million dollars in sales.  It expects sales to grow at 3 percent a year for the next several years.  The company's current fixed costs are 50 million dollars.  The federal tax rate is 40 percent.  The  variable costs are 22.5 million dollars this year.  There are 1,000,000 shares outstanding.
The company has four capital projects that it would like to fund this year.  If funded all four projects would be producing results for the firm one year from now.  Project A has a life of 8 years, an initial investment of 2 million dollars, and an IRR of 12 percent.  Project B has a 5 million dollar initial investment and a five-year life with an annual net cash income expected of 1,318,982 and an IRR of 10 percent.  Project C has a life of 10 years, an IRR of 10 percent and a 4 million dollar initial investment.  Project D is a 7-year project with an initial investment of 3 million dollars and a 9 percent IRR. There is an example in the week six part B lecture that explains how to calculate the net cash income for the three projects which do not have net cash income provided.
If the company uses debt, its investment banker suggests the following structure:  8 year maturity, equal annual principal repayments over the 8 years, and a 12 percent interest rate on outstanding principal.
The company pays no dividends on its common stock.  The investment banker said to assume the firm would be able to issue common stock at the current market price, assuming the earnings per share will not be hurt in the future.
Preferred stock can be issued for a par value of 25 dollars per share and an annual dividend yield of 8 percent per share.  Preferred dividends are not tax deductible to the company.  Instead they are paid out of net income after taxes.  Earnings per share on common stock should be calculated after preferred dividends have been paid.  The numbers of shares of preferred stock are not included in the earnings per share calculation.  This only includes common stock.
For this case, we are not going to require a marginal cost of capital analysis.  Assume that all four projects are going to be done.  The Price Earnings ratio that is calculated in problem number one should also be utilized, as appropriate in each of the five remaining problems to forecast the stock price.
Case Requirements
1.  Prepare a baseline income statement and forecast for 2 years. (current year and year 1 and year 2) without the impact of the new capital program.  (20 points)
2.  Prepare a current and 2 year forecast which shows the impact of the capital program on the company's income statement, prior to selecting any funding options. (20 points)
3.  Prepare an income statement forecast (year 1 of forecast in item 2) that shows a 100 percent debt financing option.  Please show the forecasted earnings per share and the forecasted stock price, assuming the current PE multiple remains the same. (just as in the example) (20 points)
4.  Prepare an income statement forecast as in number 3, using 100 percent common stock as the funding source.  (20 points)
5.  Prepare an income statement forecast for year 1 (as in number 3) using a mix of debt, common stock, and preferred stock.  The goal is to attempt to avoid reducing the current stock price and hopefully increasing the price.  Show your assumptions clearly on your funding mix.  (20 points)
6.  Do the problem in number five, assuming that the 3 percent increase in sales does not occur.  Instead, assume that the sales remain flat from the current year to year 1.  Again, calculate the best mix of debt and equity to maximize stock prices (or at least minimize the damage to the stock price) , assuming the current PE multiple remains unchanged.
(20 points)
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